I'm still not 100% sure on how this happened which is why I'm coming to you guys. This all took place in New York.
So a few years ago I started college as a freshman and got some student loans to help. My (abusive) father made me take out this "parental loan" or something like that for $15,000 to pay for school. I was 18 at the time and didn't really know the details, he basically took the loan out himself. Long story short, I ended my abusive relationship with him a year later and dropped out of school to deal with my mental health issues and lived with my mom for a while.
Fast forward to now: I'm trying to apply to another school and my old school is telling me that my transcripts are being withheld. Apparently my father cashed out the loan, took the money for himself, and didn't make any payments or inform me of what he did. (So technically I owed all of that money to the school now?) The school was sending him bills and and notices to pay and he was just ignoring them and not telling me about them. There were so many missed payments on the loan that it eventually went to a collection agency. Now they're telling me the only way to get my transcripts back is to pay back all of that money.
I work for $9.50 an hour and can barely afford to feed myself and my dog. How am I supposed to even put a dent in this debt? Is there any legal recourse I can take? I'm starting to get really stressed and depressed about this so I would really appreciate any help I could get.
Thanks for taking the time to read this.
Submitted July 24, 2017 at 09:35PM by TheStonedJedi http://ift.tt/2uuDzIe
