So I'm sitting in this hospital bed just waiting for the labor to progress. The reason I'm writing here, even though it's unfortunate I have to think about this at this time, is because I'm currently in a different state (united states citizen) from where I live/am employed- so I'm pretty sure my insurance isn't going to cover jack for this whole ordeal. I'm worried about just how much this bill will be. I've already told the doctor that if it is safe to do so I would like to leave asap (after the baby is delivered of course) to prevent further charges. I'm still considering not getting an epidural to save that cost as well, although mentally I'd much rather not feel any more pain with this nightmare.
I won't know just how much I'm facing for a while, but I'm sure its safe to assume we're looking at a lot, possibly 10k+? That's just a guess though. I wouldn't be shocked if it was well more, considering what US hospitals charge for everything.
I also have never planned a funeral. ...we were thinking cremation, and I'm sure the funeral home can give us a quote when the time comes. No seperate ceremony or anything. I hope it isn't too steep.
So, I guess I'm just wondering if anyone has any helpful advice with regards to saving a bit of money on these types of things and/or the best way to manage what will surely be quite the financial burden most effectively? Me and my husband are both employed, and I will definitely try to pick up as many shifts as possible extra (RN). My husband is a bit more limited since he's a professor/musician and where we live isn't the most happenin' place for him to pick up some decent gigs for extra cash. We have a mortgage and 3 kids at home so obviously those things are still a factor.
I'm just so lost... I guess I'm just hoping for some sort of guidance with this type of thing. Anything. I never thought I'd be in this position...and everything feels so crazy. I guess this is the only thing I might find answers for in this whole mess, and I sure would appreciate any advice. Thanks in advance for your time.
Submitted July 03, 2017 at 09:30AM by Curvz http://ift.tt/2tIaP0Z
