Hello all, I am a 26 year old female. My current job's retirement fund is through profit sharing. It kicks in after the first full year on the job with 20% vested with each year after that, so full vestment after 6 years there. I've been there 4.5 years now (so currently 60% vested) and don't have plans to change jobs in the meantime. Only debt my husband and I have is our mortgage and both vehicles are in great shape. However, should I set up an outside retirement fund? If so, what should I do? 401k vs Roth IRA vs regular IRA or others I don't know about. Any advice is appreciated! Thank you so much!
Submitted July 22, 2017 at 03:19PM by foxonabeach http://ift.tt/2vvEfx9
