So I have approximately 3-5k in personal debt not counting a recent Kia Soul I purchased that has a 15k payoff. I plan to make a move to Florida to be near my children and finalize my divorce and settle custody. So of the 18k I plan to spend it on the following in approximate amounts:
- 3-5k personal loans
- 2k retainer plus additional costs for divorce/custody. (Ex an I are on good terms but anything could happen)
- 2k~ for move from Indiana to Florida. Rent deposit, 1st months rent, utilities deposit, license and registration fees, etc.
I'm not good with money and I really want to ensure I keep an appropriate amount in savings (emergency fund) and invest the rest if possible. I plan to work full-time and don't expect to make more than 15.00/hr once I arrive in Florida.
My current bills currently: - 800/mo rent (minimum rent expectation in Florida) - 672/mo Child Support (may increase soon and may decrease later once custody is finalized) - 350/mo car payment - 160/mo car insurance - 50/mo prepaid Verizon plan - 200-300/mo depending on how I manage. (Eager to meal prep Sunday's to save and eat healthier)
Income: - 2200-2300/mo (15.00/hr before deductions and depending on overtime worked or not) - 1,500/mo additional income Total before deductions: 3,700-3,800
If I need to provide more detail, please let me know.
Submitted July 17, 2017 at 02:16AM by FiveDollarAddidas http://ift.tt/2v8WWX1