I'm 24 and just got married, which is a qualifying even for changing health insurance through my employer. On my own I never thought indemnity would be helpful, but my wife's family has a history of some serious illnesses. The cost for our plan is ~$20 pre-tax biweekly. In some of my reading up on the subject I read that hospital stays cost upwards of $10k on average, though I would expect her Blue Cross Blue Shield / PEEHIP (she's a teacher in Alabama) to cover most of the cost of a stay. I'm working on looking into the exact terms of her coverage and will update if I find anything pertinent. I know insurance can be a divisive subject, but I'm curious if anyone has numbers or stories that back up decisions to buy indemnity insurance or pass.
Feedback would be appreciated. Thanks!
Submitted July 06, 2017 at 10:22PM by jzbrooks http://ift.tt/2twaDyY
