23, working in construction for $19/hr, steadily hit 40+ hours a week and Digging my way out of about $12,000 in CC and Loan debt, after not really paying for a couple years. For the last 8 months, I've made some lifestyle changes (quit smoking, no more energy drinks, less beer) in order to afford $300-400 a month to pay these off. It's been tough but I'm still going strong. But it's almost depressing to watch my account go down by $800 in a matter of seconds. Just wondering if anyone has any tips to motivate yourself or ease the pain, if you will. Breakdown: Income - $800-1200 biweekly Expenses- Utilities $500 Tools/Material/Gas $250 CC/Loans $300-400
Submitted July 05, 2017 at 02:58PM by m1nnesota507 http://ift.tt/2sqRDQV