I have no idea how to manage my money. When I was younger I wracked up a lot of debt in credit cards and loans but I've managed to pay down all of that except the 22k in student loans I hold. I bring in 933.00 every two weeks after my employer takes 113 for a savings plan. I feel like even after that is taken I should have money left over to pay down my loans faster or even to just save but I constantly find myself scrounging for change a week after I'm paid. My bills are simple I pay $265 for rent every two weeks, $50 for a cellphone monthly, $70 for cable monthly and around $50-80 for electricity I also have $174 car insurance ( high because I have a dui and some speeding tickets) monthly. My student loans I fluctuate I have two which total 22k I make the minimum payments on them which is $98 one pay check and then the other pay check I do $108. Put side of the the remainder of my money is for food/me to do as I please I just don't know where I spend it I would love to put more down on my loans. Does anyone have any advice how I can track or manage my spending better so I can get rid of my loans / save for the future?
Submitted July 12, 2017 at 09:30AM by million4 http://ift.tt/2t3yM35
