I dug myself into quite a hole and would just like a few strangers to throw their two cents in, be it a good scolding or a plan.
I'm going to give a good rundown of what's going on. I owe my mother 650 for my college books that I'm determined on paying before July 15. I have a loan that amounts to 370.45 that will be sent to collections at the end of the week. My payments on student loans begin August for around $2600 (I haven't chosen a plan yet). I have $60 to my name. It was $240 a few hours ago but my dumb ass thought I could work a miracle shooting dice. I have a check for $720 coming July 6 (A job I started recently doesn't give you you first check until Thursday of your fourth week). I get paid 8.90/hr at one of my jobs and 100% commission on the other. I'm not even 20 yet. My minimum wage job pays biweekly, it's Monday (the beginning of the last week on the upcoming check), and that check comes July 3rd. My commission job is 11:30 am to 8:30pm-9:15pm weekdays so I can work midnights the whole week and any shift on weekends at the minimum wage job. I'm one of a few people whose allowed to get overtime at the 8.90 job so after 40 hours from Monday 4am to Monday 4am is overtime (13.35/hr) There's no taxes taken out on my commission checks and I estimate that I get about 74% of my check after taxes on the minimum wage job (no dependents, I would also like anyone's opinion on what I should do about claiming dependents (I live in Michigan)). Let's assume my next check two checks from the commission job will average $500 on July 13 and the 20th and then the income from that job stops so. At the moment I have no true financial obligations besides those things.
Please let me hear what anyone can offer me.
Submitted June 20, 2017 at 12:11AM by mackave48214 http://ift.tt/2sN6U2s
