This is a legit loan, I totally owe this money. I defaulted on the loan but planned on paying it in full at the end of this year. Got a call from a debt collector saying they would settle for 5k. I was happy to hear that because I said "well that'll save me 2k which I planned on paying". I'm still going to ask for all evidence validating the debt and other proper documentation as stated several times in this sub. Should I pay the 5k they offered me if they validate the debt? Or since they're offering me a lower amount should I try to get it lower?
Submitted June 14, 2017 at 11:28AM by Hops_n_barley http://ift.tt/2t22WQg
