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I've been browsing this sub a lot and it's really helped the past year or so. My credit score was in the low 600's and I've been able to get it to the low 700's.

A few weeks ago my fiancée had to get a root canal, and we split the bill and I had to put $400 on my card and pay it off when I get paid. Well my credit score updated today and my score dropped 25 points for using ~18% of my credit allowance. This seems a bit excessive, doesn't it?

Is there anything I can do about this, or should it jump back up when I pay it off? I'm freaking out right now.



Submitted June 14, 2017 at 11:37AM by ggKevin http://ift.tt/2s11uiB

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