Hey guys, I'm 22 and I've managed to handle all my bills via debit card so far, but I figure I ought to start building my credit. The offers that get sent to me in the mail seem pretty awful (22-26% interest), so I'm wondering what I should get?
I'm a student and have no major bills, I bought my car with cash. Although I spend plenty on gas/groceries and will probably be taking out a loan next semester. Also I use Bank of America if that's relevant.
June 12, 2017 at 11:30AM