My partner and I have been blessed and have got raises and extra shifts that at the current rate will put us either around or over the Roth IRA contribution income threshold for married couples. We already put in a maximum ($5.5k each) contribution as a 2017 contribution before we saw this coming.
What needs to be done if we surpass the threshold, or get in that $184k to $194k range? Is there an easy way to switch it to a traditional contribution if we end up making too much for Roth? Does Vanguard make any of this easier?
Thanks in advance.
Submitted June 26, 2017 at 02:18AM by pfthrowaway- http://ift.tt/2sHcO3O
