So my husband and I are avid readers of r/personalfinance and were strongly dismayed to get a letter in March stating our $99 AT&T bill had gone to collections... when we have never had an AT&T account. So we applied what we've learned from the wonderful people here and quickly sent off a letter via certified mail asking them to validate the debt. Two days ago, we received this letter below stating they can't validate the debt and are removing it from my husband's credit report and are ceasing all collection activity.
Prior to reading the posts here, we probably either would have paid it or ignored it, causing a bigger problem. So here's a big thank you to the r/personalfinance family! We'll definitely continue to monitor our credit report to make sure it's actually taken off, but it felt amazing to know how to fight against it and win!
Submitted June 07, 2017 at 11:16AM by desertchic05 http://ift.tt/2sTfw3M
