I max out a 403b yearly and for a couple years put 5500 into a roth, but my income has gone up to about 160k and I am no longer eligeable for the roth. I had to recharacterize a few hundred dollars from the roth earlier this year (cashbacks auto deposited from a credit card) into a traditional ira. Is it worth putting any money into the trad ira, since it is post tax? Will I just be better off buying stocks in a regular brokerage account since it will be more accessible if I need it? Also, what do I do with my roth ira? Does it just sit there slowly growing until I make less or draw from it at retirement? Please advise me, I've got more money than sense;)
Submitted May 04, 2017 at 11:41PM by nightwork http://ift.tt/2qGhy6V