I have a handful of funds, and there certainly is some overlap between them. How to know when it's time to consolidate vs. keep the various funds for the places they don't overlap? For me, they are mostly (but not only) commission-free to trade, so there is not monetary incentive to consolidate or not.
The funds are: ITOT FNCL FTEC ONEQ SPHD (not much overlap here wth the others) IJT (no real overlap here - it's S&P small cap)
it's primarily the FTEC and ONEQ where most of the overlap occurs, with a little bit of overlap between FNCL and ITOT, as well as between ITOT and the FTEC and ONEQ.
Once you get past the top 6 of ONEQ, FTEC, and ITOT (apple. Amazon, Facebook, Microsoft, Google), the overlap drops off considerably.
If it matters, I have the most invested in ONEQ, with FNCL and SPHD about tied for equal weight in 2nd place, FTEC in 3rd, ITOT 4th, and INT with only a quite small investment at the moment.
Thoughts? Thanks in advance.
Submitted May 15, 2017 at 11:37AM by 1000thusername http://ift.tt/2qjN5xx
