I will be 30 this year, and all the advice you see online says that I should have 1 year wages in retirement by now. I am nowhere near that.
I make 75k a year and I have 17k in retirement, and 18k for emergency savings.
I even wonder how anyone can even follow that advice. Unless someone's life went perfect, and they went to college right after high school, and then found a job right after graduating, then yeah, I can see how you could have 1 year wages saved at 30. But for the rest of us who had to work before college, and then graduated in our late 20s with a ton of debt, how are we supposed to do that?
Currently, my school loans are paid off. I still have car payments which has 0 APR.
Submitted May 28, 2017 at 12:53AM by GreyW86 http://ift.tt/2r8TNoR