I have a debt collector calling me on a fairly regular basis. He's trying to collect a medical debt from 4+ years ago and is sending it to my address from 4 years ago. I haven't received any mail from him. I offered to update my address so he could send me a proper bill, but he refused and was extremely rude, insisting that I pay over the phone. I don't want to pay anyone over the phone, because how can I trust that he won't "forget" I paid or something? He seems really scummy.
He did report me to the credit agencies, is a <$100 account in collections going to hurt me much? I have 2 credit cards which I've never made late payments on, and have paid off a $5k loan in the past.
What happens if he tries to collect it in court or something? He doesn't have my address, so they can't really serve me a summons.
Submitted May 10, 2017 at 11:02PM by iulius_caesar http://ift.tt/2qVcfnb
