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I am 24 years old and have been investing with Ameriprise. I have $25,000 in a Roth IRA but am dissatisfied with Ameriprise (not much transparency, expense ratios that are above 1.0%, etc). After reading subreddits and doing some homework, it seems I may be better off moving this money to a few Vanguard mutual index funds. My preferred strategy is buy and hold, high risk tolerance.

I was thinking of doing a 65/20/15 breakdown US stock/intl/bonds. Any thoughts on this or what index mutual funds with Vanguard are the most optimal?



Submitted May 11, 2017 at 08:49PM by ggb21 http://ift.tt/2qy7gcm

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