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I've perused this sub for a few months now. Before asking this question, I checked the FAQs about lump-sum investing. I understand it's a rookie question at face value. But I hope someone can offer insight for why/why not it's a good strategy to keep, say, $5000 in a high-interest savings account (not the emergency fund) to invest in the market after the next crash, whenever it comes.

My thinking here is that $5000 is nothing to scoff at (at least for me) but is not so great a sum that it automatically makes more sense to invest now with a long-term horizon.



Submitted April 18, 2017 at 03:47PM by CosmoDanger http://ift.tt/2pPtJgw

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