I am currently looking to get a house and I have so far gone to one local mortgage company and one online lender. The local mortgage company gave me a 4.25% rate and so did the online lender. The only difference was the local lender was allowing a 5% down payment and the online lender required 15% (these are conventional). My credit score is in the 790s. Am I ever going to find a better interest rate? I am thinking that being in the highest credit score bracket might leave me with lenders giving me the lowest rate off the bat. What sort of things could I be saving money on between the lenders? I am planning on going to another local mortgage company some time today or tomorrow, but I don't want to keep looking around if my best offer was the first one I got.
Thanks!
Submitted April 27, 2017 at 11:06AM by NuclearVW http://ift.tt/2oAfL5W
