I don't want to spend it. So the options are to either start maxing out my 401k (right now I contribute less than half the max) and live off the 50k plus my reduced salary, until the 50k is depleted, or to just put it into a taxable investment account now and keep it there. Which makes more sense? I'm 36, have about 900k in tax advantaged accounts (Roth Ira, 401k, and a beneficiary Ira) already and maybe 30-40k in taxable now. Also have two 529 college accounts going with 10k or so in each. I plan to retire around 45 (if market does well) or 50 years old, so part of my consideration is making sure I don't have all my money in places I can't get it until I am old.
Submitted April 26, 2017 at 01:23AM by morli http://ift.tt/2pka5Mt
