I graduated with a marketing degree in May of 2015 and 68K in debt. I have paid off all my private loans and down to 48K as of today. I regret going out of state but nothing I can do now. What brings me here, was thinking about my future. I have no retirement savings and as a soon to be 28 year old, It feels pretty old to have nothing saved up.
I currently am living with my mom to cut expenses. I kind of go back and forth on what the best option is. I'm not making a lot of money (33K after taxes) and they don't offer a 401K.
With the minimum payment on my loans, they will be paid off in a little over eight years. The eight years seems like a long ass time and I stress constantly over my loans. Should I continue dumping most of my money on my loans or open a ROTH IRA and max that out every year?
Submitted April 19, 2017 at 02:09PM by SaveForTomorrow http://ift.tt/2o4teCR
