I have close to $200,000 in medical debt.
I own a home but no other significant assets. I plan to file bankruptcy. I contacted the hospital to negotiate a payment plan and they offered to cut it down to 24,000, but that's still a ton of money for me. I only make 30k a year.
I won't lose my home in the bankruptcy, but my credit has went from upper 700's to low 500's.
What's the best way to begin repairing the damage?
How long will it take?
My wife has a 740 credit rating, are there any tricks to use her credit to fix mine with out hurting hers?
Submitted April 22, 2017 at 02:35PM by Jesta23 http://ift.tt/2oxfqN7
