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So my employer just gave me a check for $12.5K for 2016 IRA contribution and usually I just buy a market index etf with these contributions, (VTSAX), but lately I've been wondering whether the wave is cresting on stocks, just as many others have wondered. I won't need any of this money for decades, so part of me wonders why bother, just throw it all in an index, but some other part of me is looking at things and wondering whether I'd be better off putting this and all my other IRA money into cash and waiting for the eventual crash to put it back into the etf. Thoughts?



Submitted April 13, 2017 at 04:29PM by sethky http://ift.tt/2pe5ARj

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