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Hello,

Long time lurker of the subreddit and just now needing advice of my own.

I just got my updated credit score from Equifax and found it has dropped quite a bit, and I'm looking for best practices to raise it back up. I have a new credit card and I'm curious as to the best practice for use/pay to help re-establish my credit for the future.

Do I make purchases and then immediately pay it off? Or do I wait for the monthly bill and pay it off in full?

Basically, I need advice on how to regain credit before it has adverse affects on my life.

Thanks in advance for your help and guidance.



Submitted April 01, 2017 at 10:51AM by Arkaik_Chaos http://ift.tt/2nI9vW9

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