BACKSTORY: So I'm in the US Army and I bought a 2004 f150 from a used car dealership in Clarksville TN, just off post, about a month ago for $4,000. I purchased this truck with a loan from navy federal credit union. After driving this truck for about 2 weeks, I started to notice a small, quiet tick in the engine. I decided to drive it to auto parts stores and mechanics, to ask them what was wrong with it and I was given numerous answers that weren't very consistent with each other. I decided to take the truck to a ford dealership where I assumed it would be given a professional diagnosis and a fix if needed. They told me there was low compression in 6 of 8 cylinders and that it needed a brand new engine. They told me it would cost around $6,000. I told the mechanics that I couldn't afford to pay that within a reasonable amount of time. The man assured me that it's no big deal, they would just hold the truck until i could get it paid off. He literally said "as long as you bring a few hundred dollars in every few weeks, you will be fine" so I said okay go ahead and install the new motor. I went out of town for two weeks, got a call saying "hey, new motor was installed, truck was test driven, everything is looking great". I got back in town three days later and stopped by to chat with the mechanics and I paid $300 and said I would be back soon with another 3 or 4 hundred dollars within the next few weeks.
THE PART THAT MATTERS: One day after making a payment of $300 dollars, today, I got a call from the mechanic I've been dealing with, the same one I mentioned above about making the payments at my own pace, and a few hundred dollars here and there would be fine. He said that his supervisor told him that a few hundred dollars here and there isn't enough and if I didn't get the entire 6,000 some odd dollars paid off in the next 90 days, they would sell the truck. I tried to negotiate with the mechanics and my step father, who is the wisest man I'll probably ever know was the first person I could ask for help. He called the dealership and the mechanic was honest, saying that he DID in fact tell me that a comfortable payment of a few hundred dollars was fine and i could basically take my time. Step father demands to talk to the supervisor who tells him that the BEST he can do is for me to make a 300 dollar payment every week when I don't have that much left after bills. That's 1,200 dollars a month and I have never even heard of someone having to pay that much. That just isn't reasonable.
I would be grateful for any advice you have for me. This is really stressful for me and i don't know what to do.
Submitted April 19, 2017 at 07:48PM by gypsywizard72 http://ift.tt/2oo81Qw
