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In August of 2016 I decided I need to get a grip on my finances. So I started by setting up a budget and noticed I was spending about 5000zar a month more than I was earning. Not that much, but it really adds up over two years.

Since Aug, I have a budget for everything. I have sold my car, and I am walking or bicycling anywhere I need to be. Cut down on all expenses that I don't actually need and moved to a cheaper apartment.

In a few months I will be completely debt free!

Graph for proof: http://ift.tt/2pbuEYY

(The weird up's and downs are because of money I have to give out for my job that I later get reimbursed for)



Submitted April 13, 2017 at 03:36AM by Chaosekie http://ift.tt/2nHiAS5

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