I graduated from college almost two years ago. I have a 70k income with approximately 3% growth each year. I contribute 10% to a Roth 401k and get company match of 10%. I also contribute to a HSA and have my emergency fund saved up already. I have some student debt, about $450 a month for 8 more years. I am about to pay off my car loan and then will have a total of $1000 going to savings each month. I would like to save up about 65k for a good sized down payment on a house. But I do not know where or when I would be buying a house yet (I want to move in the next two to three years). Because of my uncertainty, I'm wondering if I should be taking some of my savings money and putting it somewhere besides a savings account. Someone is trying to sell me on life insurance policies that earn dividends but I'm kind of doubting that as my best move. Does anyone have other suggestions on how to efficiently hold my 1k monthly savings?
Submitted April 17, 2017 at 09:54PM by Kingjjrocker http://ift.tt/2pbRnro
