I am currently educating myself on investing via the mountain of information provided here, bogleheads wiki, and numerous books from my public library (i am finishing "quality of earnings" and have many queued up), I am also maintaining notes on everything I read to keep it interactive and accessible. On to my question. Everything I have been reading has advised the ratio of stocks/bonds should be (your age)/(100 - your age). From what i have seen on treasury direct, the rates are not excellent, and i think i can get a better deal on interest from my credit union using CDs, or finding a money market savings account. Is the suggestion for bonds based on the tax advantage, or am i missing something? please note that i have never bought/sold a bond/stock in my life, I have just read a shit ton about it.
Submitted April 13, 2017 at 05:33PM by ans744 http://ift.tt/2orWNuM
