I made a throwaway for obvious reasons. Every one here is great and I need your advice.
I was with a woman and she had two boys. I loved them all very much. I didn't think it would end and I was happy. I landed myself in $22k debt from college loans. She requested $1000 a month for bills and groceries. I lived by Dave Ramsey "Trust your spouse" so I did. No questions asked, I obliged. I'm not looking for a pity party or that bitch, or woe is me, We were both financially abusive. She left a year and a half ago and I still feel lost and depressed. I don't know where to go from here. She doesn't want to talk to me nor does the kids.
I just bought a very nice two story brick house for $122k. It appraised for $134,700. They paid closing cost. I got a good rate, 3.85%. My father gifted me the $5k for the loan put down of the loan. I pay $500 a month towards my loan and credit cards. My debt total is $26k without the mortgage. I now make $52k a year which is a relief. My company also pays 90% of school so I signed back up. I can only take one class at a time though because I have to pass one math class before I can move up to the next class etc. I have three classes left until I finish with my associates in Engineering. However I have been going for 10 years.
I feel like at my age I should be further along. I know I should not compare myself to others.
My main goal is to pay off my debt and buy a rental property. I also would like to have a family. I suck at dating real bad. However I was happy being a family man. So I am just down and out because I am not financially secure to date a woman with kids or have my own. The math is that I would be 38 before I pay off my loan and raise $20k for a property. Reddit peeps, please help me with some inspiration and what you would do in my situation. It seems like I will be single for a long time. I'm not desperate, just hurt and lost as to where to go from here. I can list my expenses and budget if needed to. Also, you may forward this to any subbreddit that you feel will help.
Submitted April 30, 2017 at 08:35PM by throwaway85421 http://ift.tt/2oZbsNR
