I graduated college, got a job with a 50k starting salary in NY, and moved into an apartment, feeling pretty great about being able to live on my own. 6 months later, bit the bullet and actually looked at my loan situation. oof.
So, now I'm trying to figure out how to fix my situation. my rent is 980/month and once my lease is up will downsize in the hopes of finding somewhere 800/month. started working side jobs and should be up for a raise soon, but $1,100 a month seems daunting with $200/month car payments and $150/month auto insurance and rent and food and utilities...did not think smartly about adult life when I started out but trying to now. The bulk of my loans are sallie mae, with 7-9% interest. I tried refinancing, even with my parents as cosigners, but was rejected from everywhere. Going to wait a bit longer to try and bring my own credit up from 670 and might go in person to be refinanced?
I'm currently paying $600/month and my parents are making up the difference, but I know that won't last for long.
My SO lives in Tennessee where living expenses can be a fraction of the cost, but there aren't a lot of open jobs in my field and I'm worried about finding a comparable salary down there, and moving away from the Northeast will most likely end help from parents...but might enable me to pay on my own.
I don't know...just not sure what more I can do?
Submitted April 13, 2017 at 10:18AM by missliss23 http://ift.tt/2oD92XP
