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First off, throwaway as this is deeply personal and friends know my regular username.

Short and sweet: I'm 35, married, and have a young child. 12 years ago, I received a liver transplant to save my life. 7 years later, the immunosuppressants prescribed to me for said transplant gave me non-hodgkins lymphoma (cancer). I reacted well to the treatment and have been in remission for nearly 5 years. Earlier this month, I began feeling tired and noticed some other symptoms. Tests were ran and it's been implied that I may have a blood disorder commonly associated with leukemia.

My problem is for the last 2 years I have been repeatedly denied life insurance/short and long term disability as I'm trying to provide some assistance for my child and wife when/if I pass. I'm not being pessimistic but it doesn't take a genius to see that I probably won't live to retire. My wife is an educator (read: poor) so I'd really like to leave them with some comfort in my absence.

I have managed to get about $50k policy through my professional organization. As you all know, won't last very long.

My current prognosis has led to a renewed vigor in attaining some additional insurance. I welcome any advice.



Submitted March 23, 2017 at 10:48AM by thr0wawayaway02 http://ift.tt/2nVlwY3

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