Would it make sense for there to be a Standard Template available that requests the pertinent information?
I feel like so many of these posts are, "I need help with my budget/loans/credit card debt" and then the next 20 comments are people requesting more information, such as take-home pay, living expenses, revolving debt, student loan debt, interest rates, etc...
If there was a Template available that listed all of these things, rather than waiting for the OP to fill in all the gaps, they could just use that Template and add it to their post.
Here's a rough example: (obviously this could be more detailed, and include 401k's, IRA's, and other specifics.)
I'm editing this post as I receive suggestions
I'm looking to pay down my debt!
I have read the "How to Handle $ FAQ" already!
Location: Los Angeles, CA
Job: IT Support
Income, after taxes: $800/week
Other Income: None
Emergency Fund: $1,158 (saving 7% per week)
Credit score: 654 (BofA FICO), 692 (Credit Karma)
BUDGET:
- Rent: $900/month
- Car Payment: $250
- Car Insurance: $115
- Electricity: $40
- Cable/Internet: $80
- Cell Phone: $120
- Gym: $45
- Gas: $60
- Netflix: $10
DEBT:
Credit Card #1
- BofA Americard Visa
- Opened 11/2012, Never late
- $5,000 limit
- 18.99% APR
- $4,500 current balance
- $100 minimum payment
- Rewards: 3% on gas, 2% on groceries, 1% all other
- No Annual Fee
Credit Card #2
- Capital One Quicksilver
- Opened 9/2009, Never late
- $8,000 limit
- 16.99% APR
- $6,000 current balance
- $180 minimum payment
- Rewards: 1.5% on all purchases
- No Annual Fee
Submitted March 08, 2017 at 02:50PM by mattgetsasixpack http://ift.tt/2n7lqMq
