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When I apply on a peer-to-peer lending site or a big-name bank, one of the first questions asked is what the loan is for. Credit card consolidation? Home renovation? Upcoming vacation?

I've always been curious whether this has any impact on the amount of money and interest rates offered. Is there a best justification for the best loans, or is this all for marketing purposes behind the scenes?



Submitted March 21, 2017 at 10:34AM by Talks_To_Cats http://ift.tt/2mQnIij

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