Hello I'm new to investing I am 26years old make roughly 60k a year so far. My job provide me with a 401k but no match... have 2 option of traditional 401k or roth 401k I been putting money into my Roth 401k but not sure if that's the right choice.
Also I have 10k in my checking account and was looking into saving accounts. So far I see ally with 1% on saving account as well as Barclay 1.05%.
Now here's the issue that I need help with.. I would feel comfortable putting 7k in a saving account but I also want the option to take the money when needed.. I rarely dip into my saving but I do like the option.
would it be more beneficial to put that money into a investment account such as vanguard and invest that money or a roth ira or just a saving account.. what would you guys/ladies Do?
Been doing research but still a bit lost on what to do.
Submitted March 26, 2017 at 06:26PM by ssj4gotent http://ift.tt/2o74ypx
