I'm currently investing 100% of my retirement savings in the 2050 Vanguard Target Retirement fund, which has low fees and looks to invest in index funds (I know some higher cost target funds use managed accounts). I'm ok with this option as I don't necessarily think I'm knowledgeable enough at this point to making my own portfolio and match and/or beat what I'm getting right now.
My concern is how index funds will handle the inevitable market downturn that is coming (and likely multiple downturns over my working years). I've seen it mentioned a number of times that index funds do particularly bad with downturns vs. managed funds. Is there actually evidence behind this?
Submitted March 03, 2017 at 07:10AM by tx2005 http://ift.tt/2lBxEuY
