This has been posted countless times before but no one really understands how powerful this can be by helping you reduce your debt. I just got my 17% Capital One Quick Silver reduced to 7% just by asking.
Here is the phone number to top name cards to get you guys started. JUST ASK.
Backdoor Numbers - 90% of the time direct connection to decision makers.
- Amex: 800-528-4800 (Rate reduction line)
- Citi EO for the Citi Cards division: 605-331-1698
- Barclays: 888-232-0780 (Customer Care)
- BofA: 866-811-4108 (Dedicated APR Reduction)
- Cap1: 800-889-9939 or 800-625-7866.(Account Specialist)
- Chase: 1-888-270-2127 (Analyst)
- Discover: 866-219-0214 (Retention Dept.)
- HSBC: 866-551-0258 (Credit Analyst)
- Synchrony: (except WalMart): 866-419-4096
- Synchrony: 866-519-6441 (Credit Analyst/Credit Solutions)
- Wells Fargo: 800-967-9521 (credit card underwriting)
TL;DR - Call your credit company and ask them for reduced APR. Some will just gladly do it. The numbers above is direct access to common banks.
Submitted March 10, 2017 at 03:53PM by iEngineerFL http://ift.tt/2mKaG96
