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Back when I wasn't investing in anything and had all my savings in cash, I would spend quite a bit of money just buying useless crap or grabbing that burger after work when I have food at home. It was because each of my random spending was a tiny fraction of my entire savings. But it would still add up to be quite a bit.

But now that I have invested 80% of my savings into index funds, I am sitting with less money in my bank account. Not only am I more conscious of my spending because of this, but also now there's a clear opportunity cost behind every dollar I spend on useless crap. Before then, that dollar would have just sat in my bank account doing nothing and I could care less if it was gone because I had no immediate use for it. But now I do!



Submitted March 23, 2017 at 02:44AM by Felr2 http://ift.tt/2mX53S1

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