Feeling humble enough to share on Reddit. Sent my last payment this morning (pending).
Lifestyle: Grew up poor, first generation American. I'm very good at budgeting and saving money as material outside of necessity doesn't give me much pleasure. I get easily overloaded so I'm quite the quirk. Also a firm believer in working hard now to enjoy life later.
Strat: Continue my lifestyle, only buy what is needed. Pay back high interest first (although admittedly my first 2-3 group loans were around 2k each at varying interest rates just because I needed momentum before paying for my 6-7K group loans) and Alaska.
I relocated to Alaska as a graduation present to myself and for loans. It had been a goal of mine, it's BEAUTIFUL and having done extensive research for the year prior, I found I would be able to work my way up fast as young talent was not common, as well as access to the PFD to make paying back loans much faster. Worked as a Data Entry tech for 5-6 months and then landed my second job shortly after as a Programmer (both in Alaska). With my job, and the PFD, I had some freelance on the side (websites) that helped reach my goal! If you are STEM and can survive the winters and isolation for a few years, jobs are available in Alaska and the PFD (after living in the state for a year) will help you tremendously although the state is running into MAJOR budget issues as of recent so do your research!
Degree: BA Geography focus in GIS/Programming
Expenses: Go phone ($25-$45) Internet ($89) Gym ($90) Food (750-1k a month) (Rent $600-$850). Public transportation only, no vacations and mostly cooked meals at home.
Receipts: Here Includes last payment this morning, all group loans, and my payment per month.
Woo! It feels great to be 0 and not -50K.
Submitted March 10, 2017 at 12:02PM by VedderPlet http://ift.tt/2m8CzDC
