Hello fine folks of r/investing ...
I am about to start a new job and I have about $50K sitting in my previous employer's 401K. I would like to roll this over into my IRA and and recreate the portfolio with pretty much the same weights, but in funds with lower expense ratios.
How concerned should I be with the timing of this? My investing to this point has consisted of 401K contributions and long plays in my Roth IRA once or twice a year, all of which are small individual investments. If any of those are poorly timed, it sort of comes out in the wash. The prospect of shuffling around $50K in one chunk, however, is kind of daunting and I'm worried I might be screwing myself if I time this poorly.
Is there any time specifically to avoid rollovers? High volatility?
If things seem relatively stable, should I just pull the trigger?
Thanks in advance.
Submitted February 05, 2017 at 02:10PM by reghartner http://ift.tt/2jQ2dks
