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Hi PF, First of all let me say how much i appreciate everyone in this sub. I'm finally getting control of my finances and i'm so incredibly excited for the future :)

So here are my questions

  1. This year i am planning on maxing out my 401(K) and my HSA accounts completely. I have already maxed out my rothIRA as of January 1st. I still want to save some additional money. Should i open a taxable brokerage account or do i have backdoor options. I make $70K a year.

  2. I have $23K sitting in my checking accounts ($15k is my e-fund) and i didn't contribute anything to my HSA account in 2016. Can i still contribute to my 2016 HSA? Is there a tax penalty for doing so?



Submitted February 20, 2017 at 02:56PM by sTsVivaldi http://ift.tt/2lffP80

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