I'm currently 37.5 weeks pregnant and was just offered an amazing job that removes my 2 hour a day commute, has better benefits, significant upward mobility opportunities and includes a roughly 50% raise from what I'm making now (40k to 60k annually) and offers additional 10% annual bonus. The atmosphere seems much better, too. Its just a great job and I have no hesitation to take it on its merit alone. They've accepted a start date a month after my due date.
However, I'm about to pop out a baby, which ain't cheap. My family's insurance is through my employer, my husband's employer does not offer insurance.
Do I need to wait until after I've given birth to give notice to my current employer? While they're typically pretty good to their people, I'm worried they'll terminate my position immediately and I'll lose my health insurance right before I deliver. I believe my insurance is effective through the end of whatever pay period I'm employed there. If I give notice after the delivery could I be held accountable for insurance premiums for not returning to work? (I mean specifically for the hospital bills)
Lastly in regards to my short term disability. Before I was offered this job, I started the paperwork for my STD with Liberty Mutual, which I believe is provided by my employer, not through my own personal benefits package (I have optional LTD but didn't see any STD). What are my rights there? I've read mixed answers from '3rd party STD companies owe you 6 weeks regardless of your employment" to "You'll pay back every penny you received as soon as you say you aren't returning to work". I will be telling my employer before the 6 weeks that I don't intend to return. Its a small company, they've had trouble filling spots in the past and I'm not going to burn them and keep them from searching for my replacement because they think I'm coming back. Would telling them after the delivery effect whether I'm still eligible for STD and if I need to find out through the company how do I do so without telling everyone my intentions?
Thanks in advance for any insight. Its all just weird timing and I don't want to do anything hastily that could cost me.
Submitted February 18, 2017 at 11:55AM by notsweetenough1 http://ift.tt/2lYhflt
