My wife received a call last night for a debt I supposedly owe of $1,057. Apparently this is from a check cashing place from 2010. They stated that we will receive a court summons for the delinquent bill, but we could pay it off over the phone and they will cancel the summons.
Some odd things stuck out here for me;
- After reviewing my banking history, I didn't find any record of dealing with their business
- I pulled my credit report (thanks PF for having the resources available for me to do that) and found no alerts, and no notices of collection.
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During the call my wife asked for a written record of the debt, they replied by saying that the court order should be sufficient for that.
I've worked hard to keep my credit clean, and ensured it was clean before buying my house a few years ago. This seems like a scam to me, but I'm worried about a potential court summons. Is this a scam?
Submitted February 03, 2017 at 08:40AM by foolsgold-231456789 http://ift.tt/2l4w0Ce
