Occasional lurker, using a throwaway to protect my identity here. A few days ago I noticed an unfamiliar charge to a checking account of mine, for Chase E-Pay and another for "Bankcard services". I filed an inquiry with my bank and they got back to me today, giving me the name of a former roommate of mine (bankcard services transaction), who I had given the account number to make deposits into for our shared rent (a mistake I won't repeat). I'm going to close the account tomorrow morning as the bank opens, and have already transferred my funds from it. What kind of transactions are these, if knowable? Is there any recourse with the banks I have for getting the money back? And any action I can take with the banks to charge for theft/fraud? I realize the second portion is primarily a legal issue, so if I should direct that aspect of the discussion elsewhere, I can.
Thank you for all the help and guidance, just reading this sub has helped me plenty of times in the past. Cheers!
Submitted February 14, 2017 at 11:24PM by throwaway_wgk http://ift.tt/2lOIopY
