Hello again /r/pf!
On November 30, I posted this thread: http://ift.tt/2fFNhDd
So many people contributed helpful advice. I just wanted to stop in to say thanks again, and share my progress so far. I am proud of what I've accomplished with your help.
Credit cards
| Card | Prev Balance | Current Balance | Amount Paid Down |
|---|---|---|---|
| Card A | 4360.90 | 2499.38 | 1861.52 |
| Card B | 2075.16 | 0 :) | 2075.16 |
| Card C | 1692.34 | 1000.00 | 692.34 |
| Card D | 4948.67 | 4500.00 | 448.67 |
My credit card debt has dropped from $13,077.07 to $7,999.38, and my credit score has jumped from 585 to about 630 just from the utilization reduction! I'll also be paying a lot less in interest and minimums now and will start to feel that savings this month.
Of course I used my bonus to pay a lot of this, so I won't be able to maintain this same rate of progress, but I feel pretty good about the direction things are going. I can already make out the light at the end of the tunnel. It feels GREAT having that $0 balance looking at me, even if it's just one card paid off so far.
So, thanks again to everyone who commented on my previous post and I will check back in with another update in another couple of months!
Submitted January 27, 2017 at 06:39PM by stupid_mistakes http://ift.tt/2jyy9Ip
