Hello PF,
I have been scared to post here for awhile because I have been pretty terrible with money for the majority of my life. Right now I will get you up to date with my info and ask my questions.
I am 20 years old and I currently work a 9-5 making approximately $1600 a month (and that is after taxes) I have a total of $600 of bills a month (which will be reduced to $350 a month after I pay my stepfather back. I just got my first paycheck this month, so I am trying to budget in the best possible way.
I currently have a credit union account, not a bank account. I cannot cash checks, only deposit them, and that takes upwards of 4-5 days. There are a few other things I cannot do with a Credit Union as well. I think I want to open a main savings+checking account with Wells Fargo while keeping my Credit Union as well, is that okay to do?
Also, I plan on putting at least $200-250 away each month in my savings which I won't touch unless I run into an emergency. I would also like to purchase a new camera that will cost be around $700-900.
Does anyone have any tips/suggestions/advice for me?
Thank you!
Submitted January 14, 2017 at 07:39PM by yungxdiabetes http://ift.tt/2ipaRFX
