Hello good folks of /r/personalfinance!
My employer matches up to 3% for our 401k. They also offer the option of a Roth 401k opposed to traditional. I've been contributing to the Roth for over 4 years now but it was not until recently that I realized I would like to go the traditional route, for the tax purposes of lowering earned income.
Obviously it would make no sense to convert the Roth to a traditional 401k, and this is where my question comes into play. Should I just start contributing to the traditional now or is there a better way to do this? I ask because obviously a bigger chunk of money earning interest is better than a smaller chunk earning the same percentage.
For some background info I'm 28 and am currently contributing 15% to my Roth 401k.
Submitted January 15, 2017 at 12:06PM by mostunpredictable http://ift.tt/2iX1tFI
