I ran a credit check on my own for the first time to see what kind of score I was working with. I had applied for a credit card in September and was denied, so I decided to run a check before I switched phone plans to see what I was working with. For history, I am a college student in my 4th and final year. I have never had a credit card. I have about $12k in unsubsidized federal student loans. I ran the check and found two open accounts, one with a balance of $4,800(account starting in October 2016,) and one with a balance of $14,854(account starting July 2012.) I know I did not open either of these accounts, and I certainly did not open the account from July 2012 as I did not even have a bank account at that time. I don't know what to do here. How do I fix this? Where do I start? I need your help r/personalfinance!
Submitted January 27, 2017 at 12:42AM by met-by-moonlight http://ift.tt/2jXyu5S
