I'm beyond fucking livid right now. But to put it simply, I'm 21 years old and I apparently have had an account for 17 years. I have two credit cards under my name, one I actually use and one I found out my parent is using under me. To top it all off, I got a collections notice and a derogatory mark as a result. My credit score went from 705 to 667 and I'm pissed. I'd NEVER let anything go to collections. How can I fix this? I'm still young and in college and the LAST thing I need is to get out with bad credit.
My credit hurts more every day and I have no control over it.
EDIT: I have over 60k in credit card debt, lol
Edit 2: WTF I HAVE 14 ACCOUNTS OPENED WHEN I ONLY HAVE TWO
Submitted January 31, 2017 at 08:49AM by Shroom-Cat http://ift.tt/2kLp2T6
