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My friend is a 26 year old mother of two, and until very recently hasn't been taking much care of her finances. She is struggling to find a bank that will open an account for her in her name only due to her extremely poor credit (attempting to fix this isn't even on the radar right now, although luckily I should be able to help her get on the right track once her life is generally a bit more stable since I've been following this sub for years, thanks guys). She has one bank account currently, but it is really in her ex-fiance's name with her as an authorized user. They opened it while they were still together. Now that they've broken up, she doesn't want him to have access to her money (he hasn't tried to take any money so far, but he might, and he does check the account to harass her on her spending so she normally just pulls out her money after it is deposited and functions in cash as much as possible), but she cannot open an account on her own.

What are her options in terms of checking accounts? Is something like the Amex Serve prepaid debit card thing a good choice? Location is Chicago suburbs/Northwest Indiana area (right on the border on the Illinois side).



Submitted January 30, 2017 at 11:04AM by cmcg1227 http://ift.tt/2jNPmLt

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